Property and casualty insurance is an integral part of a good financial and risk management plan. Without it, few businesses would survive. Families and businesses could be financially wiped out by a single serious accident or by major damage to their homes or place of business.

After an overview of risk management in general you will learn about property and casualty insurance and the risk exposures to which you and your clients are exposed. This module introduces you to homeowners insurance and the personal auto policy (PAP). Additionally, it will introduce personal liability insurance, title insurance, commercial lines of insurance, and professional liability insurance. The module concludes with how to appropriately select an insurance agent and insurance company.

Author: David Mannaioni, CFP®, CLU, ChFC, CPCU

David Mannaioni, CFP®, CLU, ChFC, CPCU is an associate professor at the College for Financial Planning. Utilizing his 30+ years of experience in the financial services industry, David also maintains a financial planning practice where he works with his clients in all areas of financial planning. In addition to his certifications, David holds Life and Health insurance licenses in several states, as well as the Series 6, Series 7, Series 63, and Series 24 registrations with FINRA. You can contact David at

Complexity Level: Intermediate